Lender	Representative	Telephone	Reality Branch
	Shannon Barnhart email	503.989.0306	Woodburn
	Terry Pemberton email	800.419.2988	All
Timberland Bank	Keith E. Macy	800-562-8761	All
FRONTIER BANK	Agent	253-572-5143	All
MERIT FINANCIAL	Rick St. Mary	800-457-1922	All
	James Carter email	360-709-9000	Burlington, Sequim, Fife

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For years now Reality Homes has worked closely with reputable, national lenders that have created a program in which allows most families the opportunity of home ownership.


As our homes typically appraise for $20,000 to $70,000 or more than they cost to build, instant equity is created. It’s with this instant equity that our lender can in most cases offer 100% financing.

IMAGINE THE HOME OF YOUR DREAMS WITH: *100% financing No during construction payments Instant equity of $20,000 to $70,000 or more No PMI insurance because of 20% or more instant equity

Our preferred lenders can combine the home, the site improvement, and the land into one loan. “It’s that easy.”

Please contact one of our Reality Homes consultants today for the referral of a lender that best fits your needs.

YOU CAN USUALLY HAVE A PRE-APPROVAL WITHIN MINUTES OF TALKING TO A LENDER.

So call now to get started on making home ownership a Reality.

*O.A.C.